Buyers...Are you ready to start shopping for your property?

Unless you have cash to purchase a property, you will need to get pre-qualified with a lender through a Mortgage Company or a Bank to acquire a loan.

Below is a typical checklist of “Important Financial Documents” that you will need.

Financial Statements
Bank Accounts
Investments
Credit Cards
Auto Loans
Recent Pay Stubs
Tax Returns (for 2 years)
Copies of Leases for Investment Properties
40K Statements, Life Insurance, Stocks, Bonds, and Mutual Account Information.

Check Your Credit Score

Your credit score has a huge impact on the amount you can borrow, and what type of property you can buy. You can get ahead of the game to be sure what your credit rating is, and/or fix any discrepancies you may find. The lender will research your credit ratings from three credit reporting agencies; Equifax, Experian and Trans Union.

Be Careful

Now is not the time to make large purchases or sudden career changes, at least until after you close on the property. Financial stability is how you want to approach your property purchase.

We are here to recommend experienced and knowledgeable lenders in residential, new construction, commercial and investment real estate fields.